Updated July 2026
Best Credit Cards in India
Compare & apply ā lifetime free, cashback, rewards & more
Axis Privilege Credit Card
Axis Bank
Annual Fee ā ā¹1500/yr
- āWelcome gift vouchers worth ā¹5,000 and 2 complimentary domestic lounge visits per quarterWelcome gift vouchers worth ā¹5,000 and 2 complimentary domestic lounge visits per quarter
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BOBCARD Eterna Credit Card -
Lifetime FREE
- āUp to 15 Reward points per Rs 100 spent
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IDFC FIRST Power Plus Credit Card
IDFC FIRST Bank
Annual Fee ā ā¹499/yr
- āUp to 6.5% savings on HPCL fuel purchases and LPG cylinder bookings
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SBI Cashback Card
Annual Fee ā ā¹999/yr
- āFlat 5% cashback on all online spends with no merchant or brand restrictions.
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HDFC RuPay Credit Card
HDFC Bank
Annual Fee ā ā¹250/yr
- ā3% CashPoints on Groceries & Dining with seamless UPI Scan & Pay convenience.
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SBI Simply Click Credit Card
SBI Card
Lifetime FREE
- ā10X points on online partners / 5X points on other online spends
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Axis Rewards Visa Credit Card
Axis Bank
Annual Fee ā ā¹1000/yr
- ā10X Reward Points at Departmental & Apparel stores and 2 complimentary domestic lounge visits per quarter
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YES Bank Zagg Credit Card (formerly known as Rio Credit Card)
Lifetime FREE
- āFlat 3% back in Zagg Coins on UPI spends alongside exclusive buy-one-get-one movie ticket offers on BookMyShow and up to 40% off on Zomato/Swiggy
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BOBCARD Cashback Credit Card
BOBCARD (Bank of Baroda)
Annual Fee ā ā¹499/yr
- ā5% cashback on online spends and unlimited 1% cashback on all other spends.
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Kotak League Platinum Credit Card
Lifetime FREE
- āUnlock up to 8 free PVR movie tickets every year or earn 10,000 bonus reward points as bi-annual milestone rewards.
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Scapia Co-Branded Credit Card ā Best Travel Card in India!
Lifetime FREE
- ā0% foreign markup fee on international transactions and unlimited domestic lounge access
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Axis Privilege Amex Credit Card
Annual Fee ā ā¹1499/yr
- āā¹150 instant discount on Swiggy, Zomato, and Blinkit on Saturdays, plus up to ā¹800 off via EazyDiner. Description:
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SBI Elite Credit Card
SBI Card
Annual Fee ā ā¹4999/yr
- āWelcome gift vouchers worth ā¹5,000 and free movie tickets worth ā¹6,000 every year.
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HDFC Bank PIXEL Go Credit Card
Lifetime FREE
- ā100% digital-first credit card offering up to 5% cashback on HDFC SmartBuy travel and shopping bookings.
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Axis Cashback Credit Card
Axis Bank
Annual Fee ā ā¹1000/yr
- āUp to 7% cashback on online spends and unlimited 0.75% cashback on offline purchases.
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Indusind Tiger Credit Card
Lifetime FREE
- āFlat 1.5% foreign currency markup alongside free domestic & international lounge access and a complimentary ā¹500 BookMyShow ticket every 6 months.Flat 1.5% foreign currency markup alongside free domestic & international lounge access and a complimentary ā¹500 BookMyShow ticket every 6 months.
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HDFC Bank PIXEL Play Credit Card
Lifetime FREE
- āHighly customizable digital card offering up to 5% cashback on Zomato, BookMyShow, Blinkit, and Uber
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Axis MyZone Rupay Credit Card
Axis Bank
Lifetime FREE
- āComplimentary SonyLIV Premium annual membership and Buy-One-Get-One (BOGO) movie ticket offers.
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Axis Bank Neo Credit Card
Lifetime FREE
- ā40% off on Zomato, 10% off on Blinkit & BookMyShow
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IDFC FIRST Bank Mayura Credit Card
IDFC FIRST Bank
Annual Fee ā ā¹5999/yr
- āZero Forex markup fee on international spends and premium metal card privileges.
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Flipkart Axis Bank Credit Card
Annual Fee ā ā¹500/yr
- āFlat 5% cashback on Flipkart and Cleartrip alongside 7.5% accelerated cashback on Myntra and 4% back on Swiggy, Uber, and PVR
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AU LIT Credit Card
Lifetime FREE
- āā¹200 cashback on first transaction within 30 days
- āNo welcome benefit for upgrade cases
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